Money can be complicated. Understanding it shouldn’t be.
Explore free, easy-to-use financial calculators and educational resources to help you understand mortgages, tax, savings and everyday money decisions.
Explore Free Calculators →Buying your first home? See the full cost.
Go beyond the deposit. Explore estimated property tax, buying fees, monthly mortgage costs and savings left over — and compare two home-buying scenarios.
Try the free Reality Check →What are you trying to figure out?
Pick the question that sounds most like yours. We'll point you to a useful place to start.
My Figured saves selected calculator scenarios in this browser on this device. No login or account needed. See how it works →
Financial clarity shouldn't be a privilege of birth.
We're building free tools to make everyday money easier to understand — with a long-term ambition to help every young person leave school with the knowledge and confidence to shape their financial future.
Discover our mission → Schools initiative (in development) →Adam
Hi, I'm Adam.
I built Life Figured because I kept having the same money questions most people have. Can I afford that house? Am I saving enough? What does that pay rise actually mean after tax?
The answers were usually buried in jargon, spreadsheets or websites trying to sell me something. So I started building the tools I wanted to use myself.
Life Figured isn't here to tell you what to do with your money. It's here to make the numbers easier to understand — so you can figure out what makes sense for you.
Buying a house? Figure out the costs nobody talks about.
For UK buyers: a practical 21-page guide covering stamp duty, legal fees, surveys, mortgage fees, moving costs and what happens after you get the keys.
See what’s inside →Four useful places to begin.
Take-home pay
What actually lands in your bank?
Open calculator → HomeMortgage affordability
Explore what the numbers could support.
Open calculator → SavingSavings goal
How long until you get there?
Open calculator → Big pictureNet worth
See where you stand today.
Open calculator →Could an extra mortgage payment make a difference? Compare extra monthly payments or a one-off lump sum, and explore the potential difference in interest and repayment time. Try the mortgage overpayment calculator →
You don't need to have your whole financial life figured out.
Just start with the next question.
What do you want to figure out? ↑